PCP car deals under £400 a month
Last updated (UK time). Only offers seen on the dealer's page in the last 14 days that pass CarJab's accuracy checks are shown.
627 live PCP under £400 a month offers, cheapest first by monthly cost with the upfront payment included. The price band is on the advertised monthly payment; the initial rental or deposit is shown on each card.
£188.78/mo with the deposit spread over 49 months
£197.96/mo with the deposit spread over 49 months
£198.14/mo with the deposit spread over 49 months
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£199.81/mo with the deposit spread over 48 months
£203.06/mo with the deposit spread over 49 months
£203.06/mo with the deposit spread over 49 months
£220.41/mo with the deposit spread over 49 months
£228.14/mo with the deposit spread over 49 months
£229.59/mo with the deposit spread over 49 months
£229.59/mo with the deposit spread over 49 months
£233.67/mo with the deposit spread over 49 months
£239.20/mo with the deposit spread over 49 months
£239.82/mo with the deposit spread over 49 months
£240.82/mo with the deposit spread over 49 months
£242.06/mo with the deposit spread over 49 months
£249.59/mo with the deposit spread over 49 months
£253.06/mo with the deposit spread over 49 months
£254.06/mo with the deposit spread over 49 months
£254.08/mo with the deposit spread over 49 months
£254.08/mo with the deposit spread over 49 months
£254.08/mo with the deposit spread over 49 months
£254.08/mo with the deposit spread over 49 months
£254.08/mo with the deposit spread over 49 months
£255.10/mo with the deposit spread over 49 months
£255.12/mo with the deposit spread over 49 months
£255.22/mo with the deposit spread over 49 months
£255.48/mo with the deposit spread over 49 months
£259.16/mo with the deposit spread over 49 months
£259.82/mo with the deposit spread over 49 months
£260.20/mo with the deposit spread over 49 months
£260.41/mo with the deposit spread over 49 months
£261.19/mo with the deposit spread over 49 months
£262.79/mo with the deposit spread over 42 months
£264.29/mo with the deposit spread over 49 months
£264.40/mo with the deposit spread over 48 months
£264.80/mo with the deposit spread over 49 months
Questions and answers
How many PCP under £400 a month deals are there?
627 live offers from 9 dealers (Arnold Clark, Glyn Hopkin, Johnsons Cars, Marshall Motor Group, RRG Group, Snows, Stellantis &You, Swansway Garages, Vertu Motors), as of 3 October 2026. Each was seen on the dealer's own page in the last 14 days.
What is the cheapest monthly payment for PCP under £400 a month?
£89 a month for the Citroen C3 Collection (PCP) from Vertu Motors: £89 a month, £5,160 deposit, 24 months, 6,000 miles a year.
Which PCP under £400 a month deal costs least per month once the upfront payment is included?
The Dacia Spring Expression (PCP) from Vertu Motors: £188.78 a month over 49 months once the deposit is spread over the term (the optional final payment is not included). The lowest advertised monthly price is not always the cheapest contract.
What contract length is most common?
49 months is the most common term among the live PCP under £400 a month offers.
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