Smart lease, PCP and HP deals
Last updated (UK time). Only offers seen on the dealer's page in the last 14 days that pass CarJab's accuracy checks are shown.
22 live Smart offers across 5 models from 2 dealers. Cheapest advertised monthly payment: £345 (PCP). Lease, PCP and HP are different products, so each is ranked separately below by monthly cost with the upfront payment included.
Smart PCP (personal contract purchase) — 4 live
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£385.80/mo with the deposit spread over 49 months
£427.80/mo with the deposit spread over 49 months
£465.80/mo with the deposit spread over 49 months
£539.80/mo with the deposit spread over 49 months
Smart personal lease (PCH) — 18 live
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£396.23/mo with the initial rental spread over 48 months
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£399.22/mo with the initial rental spread over 48 months
£403.32/mo with the initial rental spread over 48 months
£405.70/mo with the initial rental spread over 48 months
£424.34/mo with the initial rental spread over 48 months
£436.48/mo with the initial rental spread over 48 months
Smart models
| Model | Live offers | From (advertised monthly) | Finance types |
|---|---|---|---|
| Smart 3 Estate | 7 | £399.22/mo | lease (7) |
| Smart 5 SUV | 6 | £518.35/mo | lease (6) |
| Smart 1 Hatchback | 5 | £396.23/mo | lease (5) |
| Smart Hashtag 1 | 3 | £387/mo | PCP (3) |
| Smart Hashtag 3 | 1 | £345/mo | PCP (1) |
Questions and answers
How many Smart deals are there?
22 live offers from 2 dealers (Arnold Clark, Select Car Leasing), as of 3 October 2026. Each was seen on the dealer's own page in the last 14 days.
What is the cheapest monthly payment for Smart?
£345 a month for the Smart Hashtag 3 200kw Pro 49kwh 5dr Auto (PCP) from Arnold Clark: £345 a month, £1,999 deposit, 49 months, 6,000 miles a year.
Which Smart deal costs least per month once the upfront payment is included?
The same deal: £385.80 a month over 49 months once the deposit is spread over the term (the optional final payment is not included).
Which finance types are available for Smart?
personal lease (PCH): 18; PCP (personal contract purchase): 4.
What contract length is most common?
48 months is the most common term among the live Smart offers.